Life & Health Insurance
Coverage that keeps you healthy and protects your family's future.
Overview
Life and health insurance are the foundation of your family's financial security. Whether you're looking to protect your loved ones with life insurance, plan for retirement with annuities, or navigate the complex world of health insurance, Bates Insurance Group is here to guide you every step of the way.
We take the time to understand your family's unique situation — your goals, your concerns, and your budget. Then we shop across multiple carriers to find solutions that provide the right protection at a price you can afford. From term life to Medicare supplements, individual health plans to group benefits, we make the complex simple.
Coverage Types
Term Life Insurance
Affordable coverage for a specific period (10, 20, or 30 years) — ideal for protecting your family during peak earning years.
Whole Life Insurance
Permanent coverage with a cash value component that grows over time, providing lifelong protection and a savings element.
Universal Life Insurance
Flexible permanent coverage with adjustable premiums and death benefits to adapt to your changing needs.
Individual Health Insurance
ACA-compliant and supplemental health plans for individuals and families not covered by employer plans.
Group Health Insurance
Employer-sponsored health benefits packages to attract and retain top talent for your business.
Medicare Solutions
Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans to maximize your coverage.
Dental & Vision
Standalone or supplemental dental and vision coverage for individuals, families, and employee groups.
Annuities & Retirement
Fixed and indexed annuities for guaranteed retirement income and long-term financial planning.