Home & Auto Insurance
Protect what matters most — your home, your vehicles, and your family.
Overview
Your home and vehicles are among the biggest investments you'll ever make. At Bates Insurance Group, we understand that protecting them requires more than a one-size-fits-all policy. As independent advisors, we shop across dozens of top-rated carriers to find the ideal combination of coverage, service, and price for your unique situation.
Whether you're a first-time homebuyer, a seasoned property owner, a family with multiple vehicles, or someone with specialty assets like boats or RVs, we tailor your coverage to fit your life — not the other way around. And when you bundle your home and auto policies, you often unlock significant savings.
Coverage Types
Homeowners Insurance
Comprehensive protection for your home's structure, personal belongings, liability, and additional living expenses if you're displaced.
Auto Insurance
Liability, collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage tailored to your driving habits.
Renters Insurance
Affordable coverage for your personal belongings and liability protection, even if you don't own your home.
Condo Insurance
Specialized coverage for condo owners that fills the gaps left by your association's master policy.
Landlord Insurance
Protect your rental property investment with dwelling, liability, and loss-of-income coverage.
Motorcycle, RV & Boat
Specialty vehicle coverage for motorcycles, recreational vehicles, boats, and personal watercraft.
Umbrella Insurance
Extra liability coverage that kicks in when your home or auto policy limits are exhausted — essential for protecting your assets.
Flood Insurance
Standalone flood coverage to protect against water damage not covered by standard homeowners policies.
Key Benefits
- Competitive rates from multiple A-rated carriers
- Bundle home and auto for additional discounts
- Personalized coverage recommendations based on your specific needs
- Claims advocacy — we fight for you when it matters most
- Annual policy reviews to ensure you're never over- or under-insured
- Local expertise with knowledge of South Carolina-specific risks
Who Is This For?
- Homeowners and first-time buyers
- Renters and apartment dwellers
- Families with multiple vehicles
- Landlords and rental property investors
- Motorcycle, RV, and boat enthusiasts
- Anyone looking to bundle and save
Why Choose BIG?
- We represent YOU, not the insurance companies — our loyalty is to our clients.
- Access to dozens of carriers means more choices and better rates.
- We handle claims advocacy personally, so you're never alone when it matters most.
- Our annual reviews ensure your coverage keeps pace with your life changes.
Ready to Be Protected?
Get a personalized quote for home & auto insurance today.
